Evaluating Essay Example | Topics and Well Written Essays - 2500 words

Evaluating - Essay Example As of December 2009, it had about not less than 2,200 retail branches in the United Kingdom through its subsidiaries, not less than 220 branches and network of business banking offices in Northern Ireland and Republic of Ireland and not less than 1500 retail banking offices in the United States (Reuters.com, 2009a). This paper seeks to evaluate RBS using relevant valuation models based on the company’s annual reports and other external information. This paper will analyze first the historical performance of the RBS for the past five years. This will be followed by a forecast of the short-term performance of RBS by constructing different scenarios for various competitive positions taking into consideration the current industry and company’s strategic position. This will then value cash flows beyond the forecast horizon using a continuing value by discounting cash flows to their present value using an estimated cost of capital by CAPM model. Calculation and interpretation of the results will come afterward within the strategic changes (Pearce II, Jr. and Robinson, 2004) envisioned for the firm and the required decisions that need to be taken to maximize the value of the company. Analysis of historical performance of RBS is accomplished by studying its revenue growth for the past five years or from 2005 to 2009 by understanding its profitability and efficiency, connecting the results with its liquidity and financial and financial advantage (Helfert, 2001). The same information need to be related further to other external information including that of its competitors from the financial services industry and other macroeconomic variables. The summary of the historical performance of RBS can be found in Appendix A. RBS revenues, in the form of interest income because of its nature business, showed an average annual growth of 13% for the past five years

Communication Memo Assignment Example | Topics and Well Written Essays - 1250 words

Communication Memo - Assignment Example manager, allow me to share some relevant techniques and strategies in enhancing group communication, as well as in introducing the new employees to their teammates. I would initially provide some insights regarding potential barriers that might exist in group communication. Subsequently, I would describe relevant techniques to overcome those barriers and enhance group communication; prior to delving in expounding on the role of conflict in effective group communication. Authoritative sources are listed as a reference page for your perusal. Our organization welcomes new employees through an orientation program which aims to provide crucial information regarding the organization’s brief history, member of the executive management team and the organizational structure, policies and procedures, code of conduct and discipline, as well as the employees’ roles and responsibilities in their respective departments. The human resources department (HRD) has recently hired five (5) new employees to assume the position of HRD personnel in charge of assisting in various human resources functions: acquisition, development, and maintenance, among others. Currently, there are ten (10) human resources personnel who have effectively assisted the manager in undertaking these functions in the most effective manner. It was, therefore, recognized that effective group communication is a relevant aspect of the development of a cohesive group through collaboration and camaraderie. With the entry of five (5) new employees, there is a need to immerse these members to the HRD through the assumption of their respective roles. As such, theoretical frameworks of group development, conflict management, and application of effective group communication techniques through identification of barriers in group communication, would be proposed, as deemed necessary. There are barriers to communication that impede the flow and affect the ability to understand the messages transmitted in the most